Applying for a Mortgage? Know What to Expect
Get equipped with the knowledge to buy with confidence.
📋 Mortgage Essentials
What to Know Before You Apply for a Mortgage
What Lenders Look For
Income, credit score, debt-to-income ratio, and employment history — the four pillars lenders evaluate.
What's in Your Credit Report?
Understanding your credit report and how to improve your score before applying.
Documents You'll Need for Mortgage Approval
Complete checklist of documents you'll need for mortgage approval — get organized early.
Want to Learn More?
Check out our blog for in-depth guides on mortgages, home buying, and finance
Visit Our Blog⚠️ What to Watch For
First-Time Homebuyer Checklist
Affordability Calculator
Calculate how much house you can afford based on your income and monthly expenses.
Use CalculatorPayment Calculator
Calculate your monthly payments and see how different rates and terms affect your costs.
Use CalculatorMortgage Readiness Quiz
Get a personalized mortgage roadmap with timeline, documents, and next steps.
Mortgage Process Timeline
Your journey from offer to keys — what to expect at every step
Pre-Approval
Submit documents, get pre-approved
Offer Accepted
Contract signed, earnest money deposited
Underwriting
Lender reviews and verifies everything
Closing
Sign papers, get keys to your home
Ready to find your perfect loan officer?
Take our quick quiz and get matched with vetted professionals.
Free Downloads
Premium resources to guide your home buying journey
10 First-Time Buyer Mistakes to Avoid
Learn from others' mistakes and save thousands on your home purchase.
Complete Mortgage Playbook
Everything you need to know from pre-approval to closing day.
Mortgage Readiness Checklist
Quickly assess your documents, credit, and timeline before applying.
Frequently Asked Questions
Everything you need to know about our privacy-first approach
Still have questions? Contact us anytime at support@easy.mortgage
We typically respond within 2 hours during business days