Mortgage Document Checklist
Get organized and speed up your mortgage approval with our interactive checklist
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Document Categories
Income Documentation
Prove your ability to repay the loan
Most recent 2 pay stubs
RequiredMust show year-to-date earnings
W-2 forms for last 2 years
RequiredAll pages including any amendments
Tax returns for last 2 years
RequiredAll pages and schedules, signed
Employment verification letter
RequiredFrom HR confirming position and salary
Profit & Loss statements (if self-employed)
Year-to-date and previous year
Quick Actions
Organization Tips
Create a Dedicated Folder
Keep all mortgage documents in one place, both physical and digital copies.
Scan Everything
Digital copies make it easy to share documents quickly with your lender.
Start Early
Gather documents before house hunting to speed up the approval process.