Your Credit Report Guide
Understand, improve, and monitor your credit score like a pro
Simulated Credit Score
650
Fair
You may need to shop around for better rates
What's in Your Credit Report?
Personal Information
Name, address, Social Security number
Date of birth and employment history
Credit Accounts
Credit cards, loans, and lines of credit
Payment history and current balances
Free Credit Reports
You're entitled to one free credit report from each bureau annually at annualcreditreport.com
Experian
Equifax
TransUnion
Ready to Get Pre-Approved?
Now that you understand credit, take the next step in your home buying journey
Take the Mortgage Readiness Quiz